Aldermore is an award-winning bank committed to helping our nation’s landlords; whether big or small, individual or limited company. They also provide opportunities for a wide range of residential mortgage applicants including first time buyers with low deposits, re-mortgagers looking to get a better deal, clients with less than perfect credit and borrowers aged 55 and over.
Aldermore recognise that some applicants have unique circumstances and need people to assess their mortgage application, not machines, that’s why they use a team of experienced manual underwriters who start with a can do attitude, assessing applications on their individual circumstances. It’s just one of the ways they do things differently.
Over the last decade, as the rest of the world - including the financial sector - has raced forward technologically, the mortgage market and particularly the specialist finance sector has remained underserved.
OMS was conceived as the all-in-one solution to overcome this growing problem.
With a constant acceleration in changes to the regulatory environment, more clients are requiring specialist finance. Every case is taking more work to get the same result.
The system has been designed from the ground up so that advisers can dedicate their time to what really matters, providing the best advice and maintaining close relationships with their clients.
ONE SAVINGS BANK
OSB primarily targets underserved market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. These include private rented sector Buy-to-Let, commercial and semi-commercial mortgages, residential development finance, bespoke and specialist residential lending and secured funding lines. OSB originates organically through specialist brokers and independent financial advisers. It is differentiated through its use of high skilled, bespoke underwriting and unique low cost base.
OSB is predominantly funded by retail savings originated through the long established Kent Reliance name, which includes online and postal channels, as well as a network of branches in the South East of England.
The Kent Reliance, InterBay Commercial and Prestige Finance are trading brands within the OneSavings Bank plc Group.’
We’re an award-winning specialist lender offering Residential and Buy to Let mortgages exclusively through intermediaries. We believe in challenging the accepted; we recognise that credit scores don’t tell the whole story, so we review each case on its own merits.
That’s why we’re able to help intermediaries with their interesting cases, including the recently self-employed, those with credit blips, complex income, young credit history or previous financial difficulties.
With flexible and competitive products, wide ranging criteria, an experienced team and an appetite for lending – we have a commitment to building strong relationships and offering a straightforward, easily accessible service.
Interesting case? We’re interested.
MOGOPLUS provides Data, Analytics and Research solutions to enable organisations to make more informed decisions in real time.
Tightening Regulation, Accelerating Technology and changing Customer Expectations are driving major changes across many industries globally. The accurate use of customer data to speed credit decisions, assess risks effectively and provide new customer experiences is now a key competitive differentiator in today’s data driven economy.
MOGOPLUS captures unstructured customer data, instantly analyses it and structures it into the language of any decisioning system, rules engine or credit policy. All MOGOPLUS solutions are available via a simple API or no-integration, web based dashboard which can be easily integrated into any 3rd party platform.
Our patented technology operates seamlessly across all parts of the lending and advisory value chain and all MOGOPLUS solutions are supported by our brand promise of Security, Privacy and Compliance.
MT Finance is a leading property finance lender, specialising in bridging loans and auction finance. Since we were set up in 2008, we are proud to have assisted numerous property professionals, business owners, and individuals with their finance requirements. Our reputation in the market excels for delivering fit-for-purpose short-term loans at speed, and our approach to lending is something we have been consistently recognised for within the financial services industry.