Knowledge Bank , CEO & Founder
Nicola Firth was a mortgage broker for 13 years, first as an appointed representative then directly authorised with her own brokerage for seven years. Frustration as a broker of finding the best rate for a client but discovering the lender wouldn’t accept the criteria – and neither would the next lender on the list or even the one after that, led her to found Knowledge Bank in 2016, the UK’s first criteria search system.
After 18 months development and testing Knowledge Bank launched officially in September 2017. In just over year it has grown significantly and now holds over 90,000 different criteria, from more than 200 lenders, across eight different lending types, including Residential, Buy To Let, Second Charge, Equity Release, Self Build, Overseas, Bridging and Commercial. Knowledge Bank enables brokers to search unlimited criteria and save all results, providing evidence of research on criteria for the very first time. The system is used widely throughout the intermediary mortgage industry by brokers, networks and clubs.